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Notes
1) Interest is payable at the highest rates shown in the tier on the full cleared balance held.
2) Other rates (and periods) by negotiation.
3) Interest payable on current accounts monthly.
4) Interest payable on deposit accounts on 30 June and 31 December each year.
5) Interest payable on Sapphire Account on 30 November each year.
6) Net rate after deduction of Savings Rate Tax at 20%.
7) AER = Annual Equivalent Rate - notional gross rate as if paid and compounded on an annual basis.
8) Rates shown above are applicable until further notice.
9) Current rates payable are displayed at Head Office. |
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PERSONAL ACCOUNT customers with effect from 10.10.2008
Bank of England Base Rate 4.50% p.a.
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| Sapphire Account |
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| Twelve Month Notice |
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| £5,000 - £250,000 |
5.00 |
5.00 |
4.00 |
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| Six Month Notice |
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| £5,000 - £250,000 |
4.75 |
4.75 |
3.80 |
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| Fixed Rate Bond |
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| 1 year (Issue 79) |
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| £5,000 - £250,000 |
6.75 |
6.75 |
5.40 |
| 2 years (Issue 80) |
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| £5,000 - £250,000 |
6.80 |
6.80 |
5.44 |
| 3 years (Issue 69) |
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| £5,000 - £250,000 |
6.10 |
6.10 |
4.88 |
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| Deposit Accounts |
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| Three Month Notice |
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| £0 to £2,500 |
1.51 |
1.50 |
1.20 |
| £2,501 to £10,000 |
2.01 |
2.00 |
1.60 |
| £10,001 to £50,000 |
2.52 |
2.50 |
2.00 |
| £50,001 to £100,000 |
3.02 |
3.00 |
2.40 |
| £100,001 plus |
3.53 |
3.50 |
2.80 |
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| One Month Notice |
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| £ 0 to £2,500 |
1.25 |
1.25 |
1.00 |
| £2,501 to £10,000 |
1.51 |
1.50 |
1.20 |
| £10,001 to £50,000 |
2.01 |
2.00 |
1.60 |
| £50,001 to £100,000 |
2.52 |
2.50 |
2.00 |
| £100,001 plus |
3.02 |
3.00 |
2.40 |
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| Instant Access |
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| £ 0 to £2,500 |
1.00 |
1.00 |
0.80 |
| £2,501 to £10,000 |
1.41 |
1.40 |
1.12 |
| £10,001 to £50,000 |
1.60 |
1.60 |
1.28 |
| £50,001 to £100,000 |
2.01 |
2.00 |
1.60 |
| £100,001 plus |
2.52 |
2.50 |
2.00 |
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| Bond Maturity Account |
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| £5,000 to 250,000 |
2.01 |
2.00 |
1.60 |
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| Current Account |
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| £ 0 to £5,000 |
0.20 |
0.20 |
0.16 |
| £5,001 to £10,000 |
0.40 |
0.40 |
0.32 |
| £10,001 to £25,000 |
0.60 |
0.60 |
0.48 |
| £25,001 to £50,000 |
0.80 |
0.80 |
0.64 |
| £50,001 plus |
1.00 |
1.00 |
0.80 |
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Money Market |
| Raphaels can pay Money Market rates of interest for fixed deposits of £50,000 and over. The minimum investment period is one month. Interest on such deposits is paid gross. |
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