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Fixed Rate Bonds

for personal customers

Raphaels Bank is pleased to offer the following rates for personal customers looking to invest between £5,000 and £250,000 for a fixed period of time.

  • 2.95% AER* 5 Year Fixed Rate Bond
*AER illustrates what the interest rate would be if interest was paid and compounded once each year.

As these bonds offer a fixed rate for a fixed term, you can enjoy the certainty of a guaranteed rate of return for the full life of your investment.


Interest is credited annually or at the end of the term, at which time you may choose to re-invest in a new bond, if available, or another Raphaels deposit account. Alternatively, you can have your capital and interest re-paid to you.

Our fixed rate bonds are available for a limited period only and may close early if oversubscribed.

Features:

  • Bond issues are for fixed period terms with a fixed interest rate
  • Invest a lump sum of between £5,000 and £250,000
  • Interest paid at the end of the term
  • No withdrawals allowed before maturity
  • Available for individuals over 18 years of age

 

Please ensure that you have read both the Terms and Conditions and Our Relationship Documents before you apply. Raphaels Bank is covered by the Financial Services Compensation Scheme (FSCS).