Fixed Rate Bonds
for personal customers
Raphaels Bank is pleased to offer the following rates for personal customers looking to invest between £5,000 and £250,000 for a fixed period of time.
- 1.80% AER* 12 Month Fixed Rate Bond
- 2.25% AER* 24 Month Fixed Rate Bond
- 2.50% AER* 36 Month Fixed Rate Bond
As these bonds offer a fixed rate for a fixed term, you can enjoy the certainty of a guaranteed rate of return for the full life of your investment.
Interest is credited annually or at the end of the term, at which time you may choose to re-invest in a new bond, if available, or another Raphaels deposit account. Alternatively, you can have your capital and interest re-paid to you.
Our fixed rate bonds are available for a limited period only and may close early if oversubscribed.
- Bond issues are for fixed period terms with a fixed interest rate
- Invest a lump sum of between £5,000 and £250,000
- Interest paid at the end of the term
- No withdrawals allowed before maturity
- Available for individuals over 18 years of age