Fixed Rate Bonds
for personal customers
Raphaels Bank is pleased to offer the following rates for personal customers looking to invest between £5,000 and £250,000 for a fixed period of time.
- 2.95% AER* 5 Year Fixed Rate Bond
As these bonds offer a fixed rate for a fixed term, you can enjoy the certainty of a guaranteed rate of return for the full life of your investment.
Interest is credited annually or at the end of the term, at which time you may choose to re-invest in a new bond, if available, or another Raphaels deposit account. Alternatively, you can have your capital and interest re-paid to you.
Our fixed rate bonds are available for a limited period only and may close early if oversubscribed.
- Bond issues are for fixed period terms with a fixed interest rate
- Invest a lump sum of between £5,000 and £250,000
- Interest is credited annually or at the end of the term.
- For Bonds of 2 years or more, annual interest may be added to capital or
repaid to you.
- No withdrawals allowed before maturity
- Available for individuals over 18 years of age